FIRE Financial Independence Retire Early

I’m 40. Make a combined 400k in HCOL with 2 kids. We have ~1.2 in investments and lot of home equity. Financial advisor is recommending we save and work at our current pace until 64. He put together t...

Why do advisors say not to pay off your mortgage? Mine is 7.3% and I’d like to get rid of it over the next few years and be debt free. I’ve been told liquidity is preferable and while I have retiremen...

Have $1.8M between retirement and personal accounts. I have a paid off house valued at $220k. I paid $70k. I live in lower cost. Single, no kids by choice. 41 years old and make $240k plus bonuses. ...

Just reached Net Worth of $7 million. 56 years old. $1.8 million of it was inheritance. Of the $7 million, $1.1 million is real estate. Thoughts?

I’ve been lurking here for some time and decided to post. Turned 45 last week and it kinda suddenly hit me. Married, two kids. Own a $1M house (with 20y mortgage). I have about $100k in savings and an...

I have a question as I plan for an early retirement. I’m 47, married and two kids under 10. Been investing in 401k since my first job, currently at 2.5M. Vast majority of my savings have been going...

At what income would you be okay spending $3,500 to buy a ticket to see the Knicks in the finals?

My firm offers a pension plan. When I retire, I have the option to take a lump sum or an annual pension (various options available under the annual pension plan, such as me only, me+spouse after my pa...

I hate corporate so much - would you exit now with these numbers and if so, any coast fire ideas? In comments…

For those close to FIRE: How are you all hedging sequence of rate risk? For example, if the first 5 years of retirement are critical, how are you positioning for this? What ETFs do you use outside of ...

Recently got about 15m. But my partner and I spend about 450k/year in a HCOL area. The reality of retirement if we want to build wealth, live well, and not draw it all down seems far off. It’s all a t...

I constantly feel poor and cash strapped despite being in a decent financial position. Can bowl members here comment on how you have managed these feelings? Am I crazy? I feel like I’m living paycheck...

How can I be on my way to FIRE? I’m 25 and my partner is 26, together we have a $230k NW not including our home. It still feels so far away and jobs do not feel secure. Currently make $171k combined p...

I hit Coast FIRE but mine was lower at $300k. I’m also 29 YO, single, and will inherit family home (only child), in the meantime I live with my parents and don’t mind living with them. My career aspir...

Just curious what spend fellow consultants are targeting in FIRE? For me, $150k coming out which includes healthcare and taxes so like closer to 100-120k of actual spend for 2ppl. Maybe we are cheap!

For any Christians in the bowl, what do you think about Luke 12:16 - 21? I’m 4-5 years away from hitting my goal but I’m having a hard time with this…

If I reach my FIRE goal but am not ready to retire yet, how do I secure my ability to retire whenever I choose to in the near future? For example, if my goal for FIRE is $5M invested and I hit that, a...

Do yall have any weird investments? Considering investing 500k into a racetrack resort

What would you do? Looking at a new house for 650k with a 250k downpayment. Could pay the house off in 10 years roughly $5000 a month mortgage but would need to reduce retirement savings from 65k a ye...

What are some COAST Or Barista FIRE jobs you all are looking into? Ideally one with benefits.