Meet deadlines for review, analysis and clearance of defects to meet holdback deadlines. Minimum 4-year degree from accredited college or university or……
Complete collateral analysis on conventional and portfolio loans. Three (3) or more years of mortgage lending experience in origination and/or collateral……
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Attend client calls with commercial loan officers, as necessary, to develop more information on the companies being analyzed and to better assess the risks……
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Conducts independent in-depth credit analysis on credit proposals including new or existing loans submitted by business departments and make independent……
Undergraduate and/or advanced degree in Finance, Financial Modeling, MIS, Accounting, or a related field preferred. 0-2+ years of mortgage industry experience.…
Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial……
Position Description* The primary purpose of the position is to evaluate the financial condition of businesses and individuals applying for credit with 1st……
Analyzes financial statements, tax returns, credit reports, along with other financial and collateral information to determine the ability of a potential or……
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2 days in office (Monday & Thursday) / 2 days in the sales field (Tuesday & Wednesday) / Friday is remote. Initiate and conduct face-to-face presentations to……
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Assess credit worthiness of existing and potential commercial loans by evaluating global cash flow; project / property specific cash flow; collateral analysis;……
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Perform financial analysis, including ratio analysis, trend analysis, cash flow analysis, and profitability measurements. Good judgment and attention to detail.…
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Overview:
The Collateral Analyst is responsible for curing document defects on MSR loans acquired and sold by the company. The Collateral Analyst will manage the trailing document defect reports provided by our document custodians and MSR counterparties to ensure timely delivery of the outstanding documents to our custodians. The Collateral Analyst will review and address exception variances between our internal and custodial reporting to confirm accurate monthly holdback reporting to our MSR partners to allow for the timely release of holdback funds. The pay range for this position is $60,000-$68,000 per year.
Responsibilities:
Work directly with our document custodians and MSR partners to address outstanding collateral and trailing document exceptions
Prepare and submit release requests to our document custodians
Custodial follow-up on pending releases not processed by the document custodian
Utilize agency, vendor, document custodian, and county recorder’s websites to research and extract data and documents
Provide guidance to our business partners advising curative actions to address defective collateral documents
Analyze monthly custodian defect reports ensuring accuracy of reports
Work with outside resources to clear collateral defects (i.e. title companies, subservicers)
Meet deadlines for review, analysis and clearance of defects to meet holdback deadlines
Ensuring agency deadlines are achieved through appropriate prioritization
Meet regularly with external business partners to timely resolve outstanding document defects
Evaluate existing internal processes and identify opportunities to improve efficiency
Other tasks as assigned by the Collateral Manager to ensure continued organizational success
Qualifications:
Knowledge of Agency (FNMA, FHLMC, GNMA) collateral requirements
Strong organizational skills
Ability to meet critical deadlines
Ability to establish and maintain working relationships with co-workers and Lakeview business partners
Excellent communication skills
Must be detail oriented
Working knowledge of Microsoft Excel
Knowledge of collateral and trailing documents
Familiar with document transfer and assignment requirements
EDUCATION AND EXPERIENCE:
Minimum 4-year degree from accredited college or university or equivalent work experience
Experience with collateral/trailing document management and document custodial processes preferred
The minimum salary is $60K and the max salary is $68K.
$60K – $68K/yr (Employer provided)
$64K
/yr Median
Coral Gables, FL
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