ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Hiring Pay Ranges: $54,808.00 - $80,490.00 per year

• • This position may be eligible to receive an additional $2,080.00 per year if approved for the Spanish Communication Assistant Program.
  • The hiring pay range for this position is commensurate with the level of relevant experience and education.

Health & Wellness Benefits (Subject to Eligibility Requirements)

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program Incentive

Summary

• The Banking Officer Trainee is responsible for developing and increasing knowledge and skills to originate, process, and service commercial and consumer loans and deposits by participating in a rotational training program through multiple business lines including but not limited to, underwriting, commercial lending, consumer lending, loan administration, loan quality review, credit risk review, and treasury management administration. Also responsible for developing and increasing knowledge and skills around all bank retail and treasury management products through a rotational training program including but not limited to shadowing and operating as: Teller, Universal Banker, and Treasury Management Assistant.

Essential Duties and Responsibilities

• Responsible for completing the Standardized Underwriting Training.
• Responsible for learning how to service the credit needs of customers and prospects; obtaining financial and other information; learning how to perform or coordinate credit analysis; assists in making loan presentation and recommending approval to Bank Loan Committee where required; and assist in negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.
• Establishes business relationships with prospective business and consumer customers, and cultivating these relationships to expand lending and depository opportunities.
• Learn how to detect potential problems and applies techniques of problem loan administration.
• Responsible for assisting in daily management of a commercial loan portfolio, including, but not limited to, credit quality; compliance with the Bank’s policies and procedures, and applicable laws and regulations; and management of past due loan status. Overall portfolio may include consumer credits as well.
• Develops as a relationship manager for assigned customers, ensuring customer satisfaction and the resolution of service problems for all bank products.
• Responsible for learning how to expand customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit, deposit, and fee business.
• Participating in community involvement activities to enhance the Bank’s visibility, image, and reputation.
• Delivering the quality of service as defined by department standards.
• Leading and supervising various branch and department initiatives, as assigned by management.
• Learns all functions of retail banking, including teller and universal banker functions with an emphasis on product knowledge, audit responsibilities and a good working knowledge of retail policies and procedures.
• Learns all functions of Treasury Management, including product knowledge, audit responsibilities and a good working knowledge of treasury management policies and procedures.
• This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008.
• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position.
• Other duties may be assigned.

Education and/or Experience

• 5+ years in a financial services related business, or experience including a combination of people management, project management and sales may also be considered.
• Four-year college degree in Business with emphasis in Accounting, Business Administration or Finance; or other degree program with minor in Business preferred.

Working Hours: Monday - Friday, 8:00am - 5:00pm

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disabled / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes.

Anticipated Date of Application Window Closure: 07/12/2026 (or until filled)