Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country.

The Director is a strategic, senior-level individual contributor who defines and drives the modeling strategy across credit risk, servicing, and collections. This role combines deep technical expertise with business acumen and cross-functional influence. While not initially a people manager, the Director may lead initiatives and mentor others, with potential to transition into formal leadership.

Outcomes and Activities

• Define and execute the strategic roadmap for predictive modeling and machine learning
• Lead cross-functional initiatives integrating analytics into business processes
• Oversee development, deployment, and monitoring of high-impact models
• Serve as a strategic advisor to senior leadership on data strategy and innovation
• Represent Predictive Analytics in regulatory, audit, and governance forums
• Foster partnerships across the organization

Requirement:

• Bachelor's in a quantitative discipline
• 10+ years of experience in predictive modeling and machine learning
• 6+ years of experience leading strategic initiatives or mentoring senior-level peers
• Deep expertise in credit risk modeling and ML techniques
• Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS)
• Strong understanding of cloud architecture and model lifecycle management
• Proven ability to influence senior stakeholders
• Experience with regulatory compliance in financial services

Preferred:

• Ph.D. or Master’s in a quantitative discipline
• Experience in auto finance or consumer lending
• Expertise with cloud platforms (AWS, Azure, GCP, etc.) and MLOps tools (MLflow, Kubeflow, etc.)

Target Compensation: $250,513 - $292,265 base salary + annual bonus

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

#LI-Remote

#zip

Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.