A new property and casualty insurance company is seeking an experienced Commercial Insurance Underwriter to join our team. This is a unique opportunity to become part of a growing organization at the ground level and help build a disciplined underwriting culture focused on long-term profitability and service.

The ideal candidate will have experience underwriting commercial property and casualty accounts, evaluating risk, making sound underwriting decisions, and managing accounts throughout the policy lifecycle. Experience with hospitality, restaurant, tavern, liquor liability, general liability, or specialty commercial lines is a plus.

Individuals with insurance carrier, MGA, wholesale brokerage, or retail agency experience as an Underwriter, Underwriting Assistant, Account Manager, CSR, or Production Underwriter are encouraged to apply.

To the qualified individual, we offer:

• Competitive compensation commensurate with experience
• Annual bonus opportunity based on company and individual performance
• Health and dental benefits
• 401(k) plan with employer contribution
• Paid time off
• Flexible work environment
• Opportunity to help build a company from the ground floor

Primary Responsibilities:

• Review applications, loss information, inspections, and other underwriting data to assess risk acceptability
• Evaluate exposures and determine appropriate pricing, terms, conditions, and coverage structure
• Prepare quotations and bind approved accounts
• Manage accounts throughout the policy lifecycle, including endorsements, cancellations, reinstatements, renewals, and policy changes
• Work closely with policy issuance and operations personnel to ensure accurate policy documentation
• Assist with development and refinement of underwriting guidelines, workflows, and procedures
• Participate in portfolio management and underwriting quality reviews
• Build and maintain strong relationships with wholesale brokers, agents, and business partners
• Support inspections, recommendations, and account servicing activities as needed

Qualifications:

• 3+ years of commercial P&C insurance experience preferred
• Strong understanding of commercial underwriting principles and risk analysis
• Excellent written and verbal communication skills
• Strong organizational and time-management abilities
• Ability to work independently and make sound underwriting decisions
• Proficiency with Microsoft Office applications and web-based systems
• Experience with hospitality, liquor liability, general liability, or specialty commercial lines is beneficial but not required

This position offers the opportunity to join a growing insurance organization during an exciting stage of development and contribute directly to its long-term success.

Pay: $65,000.00 - $85,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Flexible schedule
• Health insurance
• Parental leave
• Professional development assistance
• Profit sharing
• Vision insurance

Application Question(s):

• Which best describes your insurance background? Insurance Carrier, MGA/MGA, Wholesale Broker, Retail Agency, Other

Experience:

• commercial property & casualty insurance: 3 years (Required)
• commercial underwriting : 1 year (Required)

Work Location: In person