Disability Insurance

COMPANY PAID SHORT-TERM DISABILITY (STD)

Eligible employees receive 60 percent of base salary to a maximum of $5,000 per month up to 165 days. STD is available after an absence of 10 days (consecutive or nonconsecutive).

COMPANY PAID LONG-TERM DISABILITY (LTD)

Eligible employees receive 60 percent of their previous year’s W-2 salary to a maximum of $10,000 per month. LTD benefits are available after 180 days of short-term disability when approved by the carrier. Premiums paid by the company are taxable to the employee while the benefit (dollars received) is tax-free.