While the recruiter was cold and transactional, using very (obviously) canned 'Hi, nice to meet you' as well as the ultimate 'no thanks' emails, the call with the hiring manager was pretty good. He asked about my background as well as information about credit, how I see credit cards, financial management, etc. Reading between the lines it was interesting to see where the company is looking to grow. Unfortunately, even after talking with the hiring manager for 45 minutes or so, I got was a generic rejection letter about a week later after my following up with them. When I asked for feedback the recruiter admitted that they didn't even ask the hiring manager but they hypothesized that it may have been this or that. It was insulting that she didn't care enough to ask the manager. Guesses about why were useless in terms of feedback and ultimately made no sense given the depth of conversation I had with the hiring manger. It's fine if a company wants to move on with someone else, but at least respectful enough to give feedback, not an "I think he needed....". I'm surprised they don't care very much about the impression they leave on people who are/were excited about the company. All in all between the canned emails and disregard for the candidate experience compelled me to give Affirm a negative rating for the interview process.