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Underwriter Interviews

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Underwriter Interview Questions

"Insurance companies depend on underwriters to review insurance applications and determine whether they qualify for acceptance. Employers are looking to hire candidates with strong analytical and organizational skills and experience with computer software. In an interview context, expect to answer technical questions such as evaluating risk as well as behavioral questions that will assess your ability to work on a team and resolve difficult problems. To test your quantitative skills, an interviewer may through in a brain teaser."

Top Underwriter Interview Questions & How To Answer

Question 1

Question #1: When reviewing a claim, what factors could determine a higher risk level?

How to answer
How to answer: As an underwriter, you're responsible for ensuring that all claims, loans, and/or policies have a low level of risk to protect the interest of the individual or company issuing payment, funds, or coverage. When you answer this question, talk about the process you follow to assess the potential risk of each individual item you review. Include manual review processes and any AI- or computer-driven review processes.
Question 2

Question #2: Have you ever disagreed with another party involved in a claim or policy review?

How to answer
How to answer: Underwriters work with various individuals in the underwriting and review process, so they might disagree with one or more of those individuals. This question allows you to demonstrate your problem-solving and communication skills when you encounter conflict. As you answer, describe a specific situation with the STAR method: Situation, Action, Task, Result.
Question 3

Question #3: How do you manage multiple claims or requests?

How to answer
How to answer: An underwriter often works on multiple claims at once, so they need strong organizational and prioritization skills. In your answer to this question, you can outline any specific tools or processes you use when managing multiple requests, as well as how you manage deadlines and timelines. Since underwriters often have to submit their responses to requests within a certain timeline, it's important to have good time management skills.

4,410 underwriter interview questions shared by candidates

Tell us a little about yourself. What do you know about underwriting? The monthly premium is $230 and is increasing by 20%, what will be the new monthly premium? What are 3 qualities an underwriter should have? What interest you in underwriting? You're talking with a client and discuss that their $670,000 premium will increase by 22%. Please explain how you would provide an estimate as you do not have a calculator near? What is your work ethic like? Something along the lines of "You are in charge of overseeing 10 people on a project and one individual feels you are not qualified to do so and interrupts you in meetings, etc. How would you handle this?" Do you have any reservations about the role? There were more questions, but I unfortunately do not remember them. Questions were basic as they expressed this is an entry-level underwriter position. I prepped a little by googling underwriter interview questions which helped some. Question orders were like basic interview questions from start, then went to behavioral/situational, and then two mental math and something else.
avatar

Associate Underwriter

Interviewed at Health Care Service Corporation

3.7★
Mar 15, 2024

Tell us a little about yourself. What do you know about underwriting? The monthly premium is $230 and is increasing by 20%, what will be the new monthly premium? What are 3 qualities an underwriter should have? What interest you in underwriting? You're talking with a client and discuss that their $670,000 premium will increase by 22%. Please explain how you would provide an estimate as you do not have a calculator near? What is your work ethic like? Something along the lines of "You are in charge of overseeing 10 people on a project and one individual feels you are not qualified to do so and interrupts you in meetings, etc. How would you handle this?" Do you have any reservations about the role? There were more questions, but I unfortunately do not remember them. Questions were basic as they expressed this is an entry-level underwriter position. I prepped a little by googling underwriter interview questions which helped some. Question orders were like basic interview questions from start, then went to behavioral/situational, and then two mental math and something else.

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