Pros
Payed training, paid licenses and a book of business. No others pros, but I need to make Glass door 20 word requirement.
Cons
Once through your book of business, there is nothing left. I was one of the top in District sales last year and not a single client was added to my book. In other words: I exceeded my goal and the companies goal and received 0 new clients! Clearly, successful agents are not valued by this company. Two other top salespeople left the company in the last 6 months. There is $0 salary and no compensation for driving. And the job requires you to drive hours per day. I estimate with wear and tear on my car I spent $4,000 last year out of pocket! Not compensated to sit in schools and there typically no enrollments. Even if you get enrollments they have to contribute a certain amount every 2 weeks in order for advisor to be compensated. Encouraged to work as a team, but there is no compensation to do so. Encouraged to handle paperwork for clients, again without any compensation. Management claims you will receive flow from clients. It is so small you will not even receive a pay check after taxes are deducted. So again, sales have to be made every week, other you get no check! Most offices are remote. VALIC will not provide ink for printing and there is a lot of printing. Annuity sales pushed by the company and annuities are definitely not right for most clients.