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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

34% would recommend to a friend

(1,147 total reviews)
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Steven K. Greer

63% approve of CEO

33% positive business outlook

Reviews by job title

1K reviews

Reviews about "Compensation"

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2.0
Jun 14, 2021
Recommend
CEO approval
Business Outlook

Pros

Team is willing to help with refining sales pitch, answering questions and give leads.

Cons

Commission pay only. No Paid training added with the fact YOU would have to pay out of pocket the certification classes, test and registration without compensation .Expected to work more that 45 hours a week and if your work is not up to their standards then you do not "deserve" your one day off, Sunday. Very difficult to get HR's contact information.

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American Income Life Response
5y
Thank you for taking the time to give us feedback. We're happy to have you on our team and appreciate your contributions to our AIL team but we're sorry that there are aspects of your agency experience that aren't currently meeting your expectations. So that we can look further into your situation and take the necessary steps to improve these issues we invite you to send us an email to AILfeedback@ailife.com with more agency details. We look forward to hearing back from you soon.
5.0
Jun 13, 2021
Recommend
CEO approval
Business Outlook

Pros

Resources and training are very helpful. If you don’t know what you’re doing then they do all they can to help you. Money is good, as well as other incentives.

Cons

Leads are not great. To come across a hot lead is like finding a needle in a haystack. I’m sure that’s everywhere you decide to work though. It’s a numbers game.

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American Income Life Response
5y
Thank you for taking the time to give us feedback. We're happy to have you on our team and appreciate your contributions to our AIL team. We're sorry that there's an aspect of your agency experience that isn't meeting your expectations. We appreciate your review because we're always looking for ways to help our agents succeed in their careers and feedback from you can help us improve the path to success. We wish you a future of success with AIL.
1.0
Jun 13, 2021
Recommend
CEO approval
Business Outlook

Pros

Mostly remote with a small amount of flexibility

Cons

I thought I was applying for a customer support/data entry position with AIL in Aurora, CO. I was told at the very first meeting this "was not a sales position." On my second interview, I stated I was happy to hear Kevin say this wasn't a sales position and none of the two people in the room corrected me. I wasn't told until my 6th visit to AIL that this is a CONTRACT, COMMISSION ONLY SALES POSITION. They pushed really hard to take an online study course to obtain state certification in insurance. You will have to pay $99 for the study guide, $41 for the test, and $35 for the license. You have to provide your own laptop. They will tell you to come to the office for two hours a day of MANDATORY studying, even though you are not yet an employee. After about a week-and-a-half of studying and passing the test, you are then trained for two more weeks - ALL OF THIS IS UNPAID. You will be asked to sign a document titled "New Hire Calendar" outlining your training and confirming that this training is UNPAID. There is a line in this document that reads "there is a possibility to get paid for sales made days 17 - 18 on appointments that trainee book and sells." This AIL office has figured out a way to have people work for them for free.

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American Income Life Response
5y
Thank you for your feedback. We’re very sorry our AIL agent position didn’t meet your expectations. Your situation is not indicative of our management or hiring style and we apologize if you felt you were misled during the important interview process. We invite you to send us an email to AILfeedback@ailife.com with more agency details so we can look further into your experience and make sure we correct how this agency conducts its hiring process.
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