Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,232 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 35% of employees would recommend working at American Income Life to a friend and 34% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 5% over the last 12 months.

How satisfied are employees working at American Income Life?

35% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 245 reviews)); "Great training and leaders!" ((in 233 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 202 reviews)); "Flexible schedule and work from home" ((in 136 reviews)); "The culture here is great also!" ((in 128 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 274 reviews)); "I'm not saying all management is bad but the guy directly over me was." ((in 135 reviews)); "Some long hours but worth it in the long term." ((in 120 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 111 reviews)); "And no benefits." ((in 75 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

35% would recommend to a friend

(4,201 total reviews)

Steven K. Greer

64% approve of CEO

34% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,201 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

3.0

Aug 20, 2020

Competitive

Insurance sales representative

Recommend

CEO approval

Business Outlook

Pros

Sales driven Teaches you to work hard

Cons

Training is too long. Once they get you on board the MGAs just forget about you. They also tell you to lie which I was not comfortable with.

American Income Life Response

5y

Thank you for your feedback. We’re sorry our AIL agent position didn’t meet your expectations. Your experience does not represent our training and management style and we apologize if you felt you weren't given the proper support while on our team. We invite you to send us more agency details of your experience to AILfeedback@ailife.com so that we can look into your situation and help improve our agents' path to success. We look forward to hearing back from you soon.

2.0

Jun 5, 2020

Not very honest from the start

Sales agent

Recommend

CEO approval

Business Outlook

Pros

- Support and Motivation - Can make good money if making sales

Cons

- Weren’t honest and upfront about the whole training cost/process and hours to be worked once actually working. - most of your work is outside 9-5 hours so you’ll be visiting people’s homes on afternoons/weekenights and weekends (when they’re home from work). Instead, you are sold to the idea that you can work whenever you want, which is rather true, but deceptive in the sense that most of your leads and customers have work commitments and the most suitable times to meet them are after hours. - leads are initially promised but end up being recycled or no good - Bait and switch. You will claim to deliver “free” kids safety package to parents but end up trying to sell insurance once you’re there.

American Income Life Response

6y

Thank you for your feedback. We’re very sorry our AIL agent position didn’t meet your expectations. Your situation is not indicative of our management style and we apologize if you felt you were misled. We invite you to send us an email to AILfeedback@ailife.com with more agency details so that we can look further into your experience.

2.0

Jan 16, 2020

Commission

Licensed life insurance agent

Recommend

CEO approval

Business Outlook

Pros

Great people, motivating environment and opportunity to make alot of money, if your good.

Cons

Dont allow them to give you the wrong idea about getting paid. This is an only commission based job. You make money as long as you can sell insurance. They pay you upfront for a full year of that insurance policy, but heads up if that client cancels their policy, they will be getting that back from you.

American Income Life Response

6y

Thank you for your review. We’re glad you benefited from our supportive management team and positive environment while at AIL but disappointed it wasn't a good long-term career fit. This position does require a sales-minded individual and isn't for everyone. However, with hard work and dedication, this can be an extremely productive career financially and personally. Thank you for your contribution to our AIL team and best wishes to you in the future.

Viewing 3883 - 3885 of 4,201 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)