Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 238 reviews)); "Great training and leaders!" ((in 233 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 202 reviews)); "Good benefits, work from home" ((in 133 reviews)); "The culture here is great also!" ((in 124 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 269 reviews)); "Poor management, lack of strategy and no decorum" ((in 131 reviews)); "Some long hours but worth it in the long term." ((in 120 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 114 reviews)); "And no benefits." ((in 74 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

2.0

Jun 22, 2012

Lots of work and hours, but not much to show for it.

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

There is a lot of room for growth, I moved up quickly at a young age. The money is decent provided you have an aptitude for sales. You meet a diverse range of people and co-workers. Higher management puts effort into their help and are hands on.

Cons

The hours were just incredibly hard to manage with what the expectations were. There was a cultist like feel to all the higher ups. The money was not worth the time put into the job. Some paychecks i didn't make a dime and some paychecks i made 3 grand. Once moved up in management, I quickly learned that the hours got rough and the turn around rate was just astounding. Most that started up quit after a few months if that due to the lack of income. Therefore, it wouldn't surprise you that there is no base pay or draws.

1.0

Jun 22, 2012

Making money here is like Trying to Cash Monopoly Money at your Grocery Store.

Sales agent

Recommend

CEO approval

Business Outlook

Pros

Pros Close to many different businesses and in the heart of Portage. Good Location Good team of coworkers. Like working for a car dealer and the dream of having a big sale

Cons

Cons Contractor: You need to file your own income taxes to Uncle Sam You have a Back end account meaning that money is taken out of your commission as "insurance' incase the policy cancels after the company pays you for that sale. If you don't have any money in your back end account then you owe the company money. This means an unsecure paycheck. To top it off when you quit, you will get a letter in the mail stating that you owe them MONEY because you're paid on an annual advance salary. So be ready for some debt. If too many people cancel their policy it reflects negatively on your retention and you may not get paid if your percentage point. This drastically affects newer people in that it affects how much they get on their paycheck if they even get paid. 100% Commission based with poor bonus. For those of you who do not understand commission like I did when i first started, say you sell a typical $30 Dollar Premium to someone. Since AIL pays in advance the first years Annual premium, multiply 30 times 12 to get an amount. (360) Then multiply it by .75 because 25 percent of that goes into your backend account. Last your multiply by your "bonus" start rate 40% and you get how much you take home (30*12)(.75)(.40)=108 Dollars. IF this is the only sale you do in a week with all the driving you have to do then this is what you make that week.

3.0

Jun 11, 2012

Insurance Sales- American Income Life

Insurance sales

Recommend

CEO approval

Business Outlook

Pros

High commission, flexible schedule, own hours, risiduals

Cons

hard nosed sales tactics, only commission

Viewing 4150 - 4152 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)