Bread Financial reviews

4.1

80% would recommend to a friend

(1,711 total reviews)
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Ralph Andretta

90% approve of CEO

80% positive business outlook

Bread Financial has an employee rating of 4.1 out of 5 stars, based on 1,711 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
3.0
Jan 30, 2026
Recommend
CEO approval
Business Outlook

Pros

good 401k, health insurance plan and still giving good bonus

Cons

Tons of the changes or unknown in 2026. tons of challenges in engineering team, where no directions or too much politic involving with decision or works

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Bread Financial Response
3mo
Thank you for taking the time to leave a review with us. We would like the opportunity to hear more about your concerns. If you are willing, please reach out to your PSSP (People Partner) regarding your concerns with change management, so we can better communicate changes to improve the associate experience.
5.0
Jan 23, 2026
Recommend
CEO approval
Business Outlook

Pros

If you are curious you have lot to learn here

Cons

Not yet,...Everything is going smooth

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Bread Financial Response
4mo
Thanks for leaving a review with us! We're happy to see that you've enjoyed your time with us.
5.0
Jan 22, 2026

Great Company

Recommend
CEO approval
Business Outlook

Pros

The people, leadership, and non-monetary benefits.

Cons

Compensation is low. Doesn’t seem to be much growth opportunity.

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Bread Financial Response
4mo
Thank you for leaving a review with us. We're sorry to hear your concerns regarding compensation as we are diligent to ensure that our salary and benefits package is robust and competitive to market standards. We'll take your feedback and ensure our leadership teams are aware.
Viewing 31 - 33 of 1,711 Reviews

Glassdoor has 1,781 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.