Bread Financial reviews

4.2

82% would recommend to a friend

(1,712 total reviews)
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Ralph Andretta

91% approve of CEO

81% positive business outlook

Bread Financial has an employee rating of 4.2 out of 5 stars, based on 1,712 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
1.0
Aug 10, 2025
Recommend
CEO approval
Business Outlook

Pros

You get to make your own schedule but I wouldn’t even call it a pro.

Cons

This place is a complete joke of a company. They fail to tell future employees that this is a performance job, if you don’t meet their standards or “rank” you will be fired. There is no work life balance here you have to work every second hour of the day even if you get to make your own schedule and leave 300 voicemails a day hoping someone will call you back which they never but you are still expected to “perform”. Leadership says they care about you but they don’t. This whole place is unorganized and doesn’t know what’s going on half the time.

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Bread Financial Response
10mo
Thank you for the taking the time to leave your thoughts with us. We're sorry to hear about your experience. We understand your frustration and strive to make things right. We urge you to reach out to your PSSP (People Partner) so that we can better understand your situation and resolve your concerns surrounding workload management. We appreciate your feedback and look forward to shifting your experience into a positive one.
4.0
Aug 8, 2025
Recommend
CEO approval
Business Outlook

Pros

Benefits, Leadership stays off your back if you are performing, Commission is somewhat competitive and flexibility is incredible if performing. Recognition.

Cons

Future of collections onshore is definitely in question by the majority. Recovery department seems like it will be around the longest (currently in late stage, not recovery). Outdated advancement methodology. Several uneffective leaders within management that aren’t being critiqued or tested (not counting my current manager who is very capable and produces results).

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Bread Financial Response
10mo
Thank you for the feedback. We appreciate your thoughts and we'll be sure to cascade your review to the appropriate leadership. We thank you for your 5 years of support to the organization!
5.0
Aug 6, 2025

Great place to work

Recommend
CEO approval
Business Outlook

Pros

Great company environment Supportive staff Good benefits

Cons

More opportunities to grow. I want to stick with this company for a long time. System issues

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Bread Financial Response
10mo
Thank you for the glowing review! We appreciate your feedback regarding company culture and career development. We'll be sure to cascade your review to the appropriate leadership. We are so happy to have you with us for 8 years and deeply appreciate your support to the organization!
Viewing 79 - 81 of 1,712 Reviews

Glassdoor has 1,782 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.