Question 1

Is Bread Financial a good company to work for?

Accepted Answer

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,790 reviews left anonymously by employees. This rating has increased by 2% over the last 12 months. 84% of employees would recommend working at Bread Financial to a friend and 83% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous, Associate and Software Engineer.

Question 2

Does Bread Financial pay their employees well?

Accepted Answer

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

Question 3

How satisfied are employees working at Bread Financial?

Accepted Answer

84% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews. Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.3 for culture and values and 4.0 for career opportunities.

Question 4

What are the top reviewed jobs at Bread Financial?

Accepted Answer

Anonymous (106), Customer Service Representative (98), Collections Specialist (58), Associate (30), Analyst (22), Collections (22), Payment Solutions Specialist (22), Software Engineer (22), Customer Care Representative (21), Manager (21), Customer Care Advocate (19), Senior Analyst (19), Collections Representative (16), Supervisor (16), Customer Service Representative (CSR) (13)

Question 5

What are the pros of working at Bread Financial according to real employee reviews?

Accepted Answer

"Great Benefits and fellow employees" ((in 180 reviews)); "Good pay and it was remote" ((in 137 reviews)); "Good and good work life balance" ((in 122 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 113 reviews)); "Great people and very clean place." ((in 100 reviews))

Question 6

What are the cons of working at Bread Financial according to real employee reviews?

Accepted Answer

"Poor management, and lack of structure." ((in 53 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 38 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 25 reviews)); "Finally one day upper management called our group in a room and let everyone go." ((in 13 reviews)); "Changing too fast with too little communication" ((in 13 reviews))

Question 7

What are employees saying about Bread Financial layoffs in 2026?

Accepted Answer

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

Question 8

What are the top reviewed Bread Financial locations?

Accepted Answer

Columbus, Rio Rancho, Plano, Lenexa, Westerville, Westminster, Draper, New York, Dallas, San Antonio, Coeur d'Alene, Milford, Houston, Denver, Chadds Ford, Kansas City, Albuquerque, Cincinnati, Whitehall, Ohio City, Akron, Salt Lake City, Texas City, Overland Park, Kansas City, Chicago, Irving, Spokane, Ohio, Ohio

Bread Financial

Bread Financial reviews

Ratings by category

Ratings by demographic groups

Reviews by job title

Alliance Data Systems is a great place to work.

Great place for first time jobs and mid-level career

customer service oriented

Jobs at Bread Financial

Bread Financial reviews FAQs

Want the inside scoop on your own company?

Bowls

Followed companies

Job searches

Bread Financial reviews FAQs

Jobs at Bread Financial