Bread Financial reviews

4.3

84% would recommend to a friend

(1,719 total reviews)
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Ralph Andretta

92% approve of CEO

83% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,719 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
3.0
Jan 1, 2015
Recommend
CEO approval
Business Outlook

Pros

Alliance Data is a welcoming company. The facility has a community culture that is very encouraging through peer mentoring, coaching, and frequent training. They do try their very best to take care of their employees and constantly encourage them to grow with the company. This is done by having access to their training portal 100's of training courses, as well as, a large selection of electronic books on skill development. Let's not forget to mention that the benefits offered there is stellar. You get health benefits which the price can be cut in half if you participate in their health program. You get numerous discounts from Apple and other companies. I can make a list that goes on and on.

Cons

Despite its perks, Alliance does have its issues, especially at the call center level. Their current way of evaluating an associate's performance on the phone relies too heavily on the customer's bias. For instances, a customer gets a survey and is asked about their OVERALL experience, if they leave a negative score the ASSOCIATE catches the flak even if the experience was based on the business policy not the actual associate themselves. The worst part is, you cannot dispute the survey. Another aggravating issue is the growing pains. Alliance Data has grown exponentially the past several years and they continue grow. The problem is, they are not handling the growth properly. A lot of systems get rushed updates that become buggy when we on-board new clients. When systems get buggy, we get angry customers contacting our call centers asking what the heck is going on and our associates cannot give a definitive answer because upper-management is attempting to put out too many fires then they should. Work-life balance isn't great either when you are working hourly. You have to work every other Saturday and one sunday a month which is placed on a weekend that you have to work a Saturday on. You will always start out on 2nd shift (1-10pm or 2-11pm) and you have to work a good while before they'll even consider you for a schedule change.

4.0
Dec 30, 2014

Caught in the Vortex

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Alliance is on a roll! Year-on-year growth in the double digit range for multiple years requires a near term focus on results. As an S&P 500 company, ADS is in very rare company by combining growth and market size.

Cons

This sort of sustained growth precludes long term thinking in favor of near term fire fighting. This is not meant as a criticism, it is a a market necessity. The challenge is to integrate sustainable business thinking into the dynamic growth infused culture that is ADS.

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