Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.3 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 5% over the last 12 months. 52% of employees would recommend working at Combined Insurance to a friend and 53% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 1% over the last 12 months.

How satisfied are employees working at Combined Insurance?

52% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.5 out of 5 for work life balance, 3.4 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 38 reviews)); "Flexible Schedule if your sales are good" ((in 24 reviews)); "Have a good supplemental Insurance product." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 49 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 39 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 29 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

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Combined Insurance

Combined Insurance reviews

3.3

52% would recommend to a friend

(1,021 total reviews)

Richard Williams

59% approve of CEO

53% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.5

Work/Life balance

3.5

Compensation and benefits

3.4

Culture & values

3.4

Career opportunities

2.8

Senior management

Combined Insurance has an employee rating of 3.3 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

5.0

Apr 22, 2019

Well Worth It

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

The income potential is unlimited and the training is excellent. After graduating from sales school, my manager showed my the ropes and after a few weeks I was pretty much on my own. It takes hard work, but it is well worth it They teach you everything you need to know to be successful- you just need to apply yourself and do it I have already been on a few company trips- and they are awesome. So far I have been to Cancun, Montreal and Ireland- ALL on the company- I was able to bring my spouse as well

Cons

It can take long hours in the beginning- still worth it

Combined Insurance Response

Thanks so much for taking the time to leave this positive review! We appreciate your honesty: to be successful takes hard work. But, the hard work and dedication can pay off. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales. We are thrilled to hear that your manager was instrumental in helping you get off to a good start. We wish you all the best in your future here with us!

3.0

Apr 21, 2019

Lots of opportunity

Sales manager

Recommend

CEO approval

Business Outlook

Pros

Good training to acquire knowledge and develop skills. Personal responsibility to keep on track.

Cons

Can often be long hours.

Combined Insurance Response

Thank you for taking the time to leave this review. We strive to prepare our agents for success in the field during their onsite training, and it's our goal to help them continue to develop skills once in the field. We wish you all the best in your future endeavors!

5.0

Apr 18, 2019

NOT A JOB, Fantastic place to start a CAREER

Agent

Recommend

CEO approval

Business Outlook

Pros

I came from Aflac, where no training was offered whatsoever, which was surprising to me since they are such a well known company. I was recruited from Combined and saw from Day 1 that this was no place like Aflac. I know all levels of Managers above me at Combined care about my continued success, and I know that ANY of them, even if their not MY manager, would still help me with anything I could ever need. Unlike Aflac, Combined has a very comprehensive training program and process that assure you have the skills necessary to be a great agent before you go out by yourself for the very first time. I’m very excited to see where Combined takes me over the years...

Cons

Don’t waste your time or theirs (managers) if you don’t want to put the hard work in that’s necessary to make the big $. Otherwise, there’s no one to blame but yourself. YOU can be your own con, don’t let that happen

Combined Insurance Response

Thank you for taking the time to leave this positive review! We always appreciate hearing from our current employees. It’s our goal to make sure our agents are ready for success through the comprehensive training we provide onsite and through managerial support once in the field. We are thrilled to hear that you feel you are set up for success, and we wish you all the best in your future here with us!

Viewing 346 - 348 of 1,021 Reviews

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Well Worth It

Lots of opportunity

NOT A JOB, Fantastic place to start a CAREER

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