Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 7% over the last 12 months. 57% of employees would recommend working at Combined Insurance to a friend and 59% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.6 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 4% over the last 12 months.

How satisfied are employees working at Combined Insurance?

57% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.4 out of 5 for work life balance, 3.5 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 127 reviews)); "People were great and very conscious" ((in 49 reviews)); "Benefits are great but not immediate" ((in 49 reviews)); "Flexible Schedule if your sales are good" ((in 20 reviews)); "providing people with supplemental insurance policies designed to HELP when something goes wrong." ((in 18 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 35 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

57% would recommend to a friend

(1,021 total reviews)

Richard Williams

65% approve of CEO

59% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.6

Compensation and benefits

3.5

Culture & values

3.4

Work/Life balance

3.4

Career opportunities

2.8

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

5.0

Jun 27, 2018

Leadership opportunities

Sales leader

Recommend

CEO approval

Business Outlook

Pros

I’ve been a self employed independent contractor for Combined Insurance Company for over 27 years and am currently a sales leader. An excellent company to represent and yes you are self employed which means you don’t do at least 6-10 or more sakes talks a day you will not survive! Learn the basic principles and set a short and long term goals for yourself you will succeed . Can you make $100,000 or more in your first year! Absolutely yes if ONLY you dedicate your time to this career

Cons

Long hours, depending where you live you could do a lot of driving, evening work, and as it’s commission sales you will struggle if you don’t know the product material

1.0

Jun 27, 2018

DON'T DRINK THE COOL AID IN CHICAGO

Sales associate

Recommend

CEO approval

Business Outlook

Pros

Met beautiful people ( clients...not the fake one's in the office )

Cons

Too many to list. Only a desperate company would "encourage" all agents to write positive reviews on Glassdoor. Before taking any step to join this joke of a company, please ask for written documentation on the turnover rate for agents. You'll never get it because that will expose this company for what it is, a merry-go-round of agents. Management could care less about you because they will have another shipment of hopeful unemployed people going to Chicago EVERY week to drink the cool aid and learn about being positive.

Combined Insurance Response

7y

Thank you for taking the time to leave this review. We do our best to identify new agents who we think will have success at Combined Insurance, but it’s true that this type of sales is not for everyone, and we regret it was not a good fit for you. Having a positive mental attitude, excellent work ethic and the ability to overcome obstacles are all traits our successful agents share. We wish you all the best in your future endeavors.

4.0

Jun 21, 2018

Great company to work for. But the Insurance business isn’t for everybody.

Agent/benefits advisor

Recommend

CEO approval

Business Outlook

Pros

Great company to work for. Good leadership and as an employee you have access to contacts of all levels of management. I’ve noticed people with bad reviews of the company because they haven’t succeeded or had a bad experience with a manager. This company gives you all the tools you need to succeed. From paid Training, to plenty of leads for customers as well as concern and motivation from management. If you as an agent do not succeed, your manager is penalized. So any one that says a manager did not have an interest in their success, is either lazy, doesn’t have to will to do what is needed in commission based sales, is lying about their experience or had a manager that didn’t care about their personal pay or success (which I have yet to encounter with this company) I’m not saying there aren’t managers that don’t care, because there may very well be some. But I haven’t seen or met any myself. Regardless of that. An agent is encouraged to reach out to different levels of management in the company for help, advice, and concerns with their job. Overall a great company and group of people to work with.

Cons

I do rack up the miles on my vehicle and spend a lot of money in fuel. And in some weeks when I have had a bad week it has been rough trying to fork out the money to make sure I’m in the field. And in some cases, policyholders initial payment may not go through or maybe the wrong info is put in and the company is unable to collect the first premium. I’m those cases the agent is charged back the amount of commission that was paid in their next paycheck before they have a chance to correct the issue and collect the payment.

Combined Insurance Response

8y

Thanks so much for taking the time to leave this positive review! We especially appreciate hearing from our current employees, and we appreciate that you have shared how supportive management has been in your experience. Our goal is to support our agents with great managers who truly care about their team’s success in the field, and who will go the extra mile to help our agents when needed. We will share your feedback with leadership, and we wish you all the best in your future here with us.

Viewing 406 - 408 of 1,021 Reviews

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