Combined Insurance reviews

3.4

57% would recommend to a friend

(1,021 total reviews)
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Richard Williams

65% approve of CEO

59% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Apr 16, 2018
Recommend
CEO approval
Business Outlook

Pros

Interesting field, training program, some products

Cons

The recruiting process is deceipful and the candidates are poorly informed as to the important part of an employment contract and the conditions and obligations of the representatives...Contrat is presented during class and not enough time is given for reading and questionning any parts needing clarifications...

1.0
Apr 16, 2018

If I Could Rate a 0 I Would

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

IF you ever sell anything, the bonuses are very nice.

Cons

Worst company I have ever worked for!! From the moment you get to sales school and stay in a run-down gross hotel, stuck in a room with a random roommate (mine who did not even speak the same language as me, so we had NO way of communicating). Sales school is a nightmare and you will be in class with many people who will not even take the position when they get back to their home state. First couple of weeks are good because the managers must have their new agents sell so much or they are penalized. As soon as you are on your own, they don't give two cents about you. The products are NOT good, and many clients are never paid. I've seen many clients who are on Medicaid and should not be spending 100's of dollars on products that will never pay them - but these shady agents never disclose that. Most importantly, it is never told to you that in your contract it states even after 60 days of resigning, are you responsible if a client falls off the books. Which first of all, ISNT FAIR. I no longer work for Combined, so how can I be sure that these clients are paying premiums or keeping policies in force?!!?!?! I now owe over $1,000 in back charges, and I'm sure that will just add up to even more before the 60 days is over. RUN AS FAR AS YOU CAN FROM THIS COMPANY. Combined Insurance in Charlotte NC is a JOKE!!!! Management only cares about one thing, and it isnt their agents.

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Combined Insurance Response
7y
Thank you for taking the time to share this review. It’s true, this type of sales is not for everyone, and we regret it wasn’t a good fit for you. To ensure agents are following Medicaid guidelines specific to each state, they should contact the underwriting department if there are uncertainties. If you feel that is not happening, please send us more information at feedback@combined.com. We wish you all the best in your future endeavors.
5.0
Apr 11, 2018
Recommend
CEO approval
Business Outlook

Pros

Combined Insurance is a company that takes corporate social responsibility very seriously. From their employees to the clients they do as best as is possible. My background is corporate operation and business ownership. This position has enabled me to leverage my natural aptitudes in the best way possible. I am able to work hard, not become “the workhorse”, and earn very commission checks. All of this is made possible by helping people when they need it most. Combined has everyone’s best interest in mind.

Cons

You have to work hard, there is no in-between, or cutting corners.

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Combined Insurance Response
8y
Thank you for taking the time to leave this positive review! We appreciate that you are sharing an honest view of what it takes to be successful here. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, all while offering products that may help people when they need it most. We are committed to giving back in our communities where we live and work, so we appreciate that you listed that we “take corporate social responsibility very seriously” as a pro. We wish you all the best in your future here with us!
Viewing 424 - 426 of 1,021 Reviews

Glassdoor has 1,133 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.