Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 7% over the last 12 months. 57% of employees would recommend working at Combined Insurance to a friend and 59% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.6 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 4% over the last 12 months.

How satisfied are employees working at Combined Insurance?

57% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.4 out of 5 for work life balance, 3.5 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 125 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 46 reviews)); "Flexible Schedule if your sales are good" ((in 26 reviews)); "Great supplemental insurance products" ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"The management is poor and not professional." ((in 52 reviews)); "Commission Only and training is UNPAID." ((in 51 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

57% would recommend to a friend

(1,021 total reviews)

Richard Williams

65% approve of CEO

59% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.6

Compensation and benefits

3.5

Culture & values

3.4

Work/Life balance

3.4

Career opportunities

2.8

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

3.0

Mar 9, 2018

Hard work but pays

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

You can make as much as you want.

Cons

Long hours. Hard work

Combined Insurance Response

8y

Thank you for taking the time to leave this review. We know sales isn’t for everyone, but with hard work, training, and a positive mental attitude, we know agents can be successful with us. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales and we offer a comprehensive benefits package. We wish you all the best in your future here with us!

2.0

Mar 8, 2018

Outside Insurance Agent for Kentucky

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

Company has a strong financial backing by the CHUBB company and has been in business for many years. products are good. As an agent, there truly were no pros. I attended training in Chicago which was very stressful. Trainer was inadequate, had never sold a thing in her life. decent knowledge of the products but knew absolutely nothing about sales or customer service, attempted to train us like we were her pet monkies., was very rude at times and condescending. I left my family a whole week only to be publicly insulted & humiliated several times . Accomodations were okay nothing great. Classes were long with evening assignments that lasted til 9:00 at night. I was paid $500.00 for about 60 hours of work so approx minimum wage.

Cons

There were no leads in my area so I would drive for an hour and a half before sitting down in front of a client. What the company considered as leads was actually their data base of customers who they revisited over & over & over. Some clients had as high as (9 ) of their policies. many were very irritated when you arrived at their door. I was told in the beginning that I would be working with businesses which was very appealing only to find out that none of my managers knew nothing about how to go about that. I was with this company just shy of 120 days and earned less than $1,000.00. Gasoline & auto repairs cost me a lot more than this. I have been in sales for many years starting out in college selling Kirby vacuums whre I was promoted to a distributor only after a couple of years so I was not new to this type of sales.

Combined Insurance Response

8y

Thank you for sharing this review. As you mentioned, we are a Chubb company and have had nearly 100 years of success in the insurance industry. Our trainers work very hard to make sure our agents are prepared for sales in the field, and we regret you feel you had a negative experience. If you would like to share specifics about your experience so we can share with our training team, please email us at feedback@combined.com. We wish you all the best in your future endeavors.

3.0

Mar 6, 2018

Great Policies

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

Great Policies Professional on going raining

Cons

Physical Cold calling company leads are mostly lapsed and active clients

Combined Insurance Response

8y

Thanks so much for taking the time to leave this review. We always appreciate hearing from our current employees! Thanks so much for taking the time to leave this review. We always appreciate hearing from our current employees! Our products help people when they need it most, so thank you for listing ‘great policies’ as a pro. With nearly a century in the industry, we are proud to offer in-field training and provide you with the tools you need to be successful. We wish you all the best in your future here with us!

Viewing 430 - 432 of 1,021 Reviews

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