Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 133 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews)); "Have a good supplemental Insurance product." ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 37 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 29 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,021 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,021 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

1.0

Sep 17, 2015

Agents allowed to break rules

Manager

Recommend

CEO approval

Business Outlook

Pros

There are none. You are promised leads, full training and a pot of gold. The management has allowed people to mislead customers which prevents new agents from building relationships with customers. They were kicked out of the UK and Ireland and now under investigation in Australia.

Cons

Territory managers have to recruit and train agents and give them all the commissions. Not enough time to train them effectively so Company allows agents to break rules as long as they get sales regardless if the customer needs or not. Even when given the evidence and proof they hide the problem allowing the immoral people to flourish at the expense of new agents that are struggling. Very high turnover of agents. Lots of lies.

Combined Insurance Response

10y

Thank you for taking the time to review our company. We invest in our sales agents careers’ from the very beginning, and we do our best to provide them with the tools and managerial support they need to succeed. A.M. Best assigned an A+ rating to Combined Insurance, which means, in their opinion,Combined Insurance has a superior ability to meet its ongoing insurance obligations. We regret that you had a negative experience with our company. Further, we aim to be an ethical company and are proud of our solid standing in the insurance industry of over 90 years. An allegation of agent misconduct is a serious matter, and we request you send us more information at feedback@combined.com, so we may investigate further. We wish you much success in your future endeavors.

4.0

Sep 16, 2015

Career

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great training and PMA Philosophy. Incentives are good too. The products are fantastic and the use of technology is very good.

Cons

None none none none none. Can't think of any. Wish I could. May depend on your location. Where I am at is great

Combined Insurance Response

10y

We are so happy to hear that your career is going so “great” here at Combined. Thank you for taking the time to write such positive things about our company. We agree with you that our training, PMA (positive mental attitude) philosophy, the sales incentives, our products, and our eAgent technology is pretty top-notch. Thank you for noticing. We wish you continued success here at Combined! We appreciate your review.

5.0

Sep 3, 2015

Retired - Master Trainer - Director of Training

Retired - master trainer & director

Recommend

CEO approval

Business Outlook

Pros

Excellent training process to prepare the new or experienced agent/manager to be successful in the Combined Insurance business. They will help you identify and focus on your Personal, Family and Business goals. Even though you are an insurance agent you are an employee with a benefit package and 401K.

Cons

Takes a lot of self-discipline.

Combined Insurance Response

10y

Thank you for taking the time to review our company. As a retired Director of Training, you deserve many thanks for all you did to help make our sales training and onboarding process among the best in the industry. Our sales agents have an unlimited income potential and a comprehensive compensation package, including a 401k retirement savings plan and a stock discount plan. We agree that since sales can be both a challenging and a rewarding career, people who have a lot of self-discipline are the most successful. Thank you again for your work here at Combined Insurance, and we wish you a happy retirement.

Viewing 757 - 759 of 1,021 Reviews

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