Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 133 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews)); "Have a good supplemental Insurance product." ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 37 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 29 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,021 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,021 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

2.0

Aug 27, 2015

don't think this is a 9-5 job. far from it.

Account executive

Recommend

CEO approval

Business Outlook

Pros

it sounded great, all the potential you could make in sales. they do spend $$ to give you enough knowledge to pass the licensing exam. you get a paid trip to chicago for sales training. the trips and incentives are great if you can make it.

Cons

if you don't live and breathe the company, it'll never be enough for them. we are human, not robots. we do have a life outside of the company. it doesn't seem to matter. i don't need to be told how much other areas are making in sales every week. i also don't need conference calls for not making sales. the calls end up pinpointing the people who are struggling or might have other issues going on in life... but they're MANDATORY if you didn't make a sale, regardless of the reason. does it really matter what my reasons are? if i'm having problems with the job, i should be able to go to my manager and get help. i should be comfortable and have some sort of trust with my manager to get the help. but if you're new, you might not get that kind of treatment.

Combined Insurance Response

10y

Thank you for taking the time to review our company. Combined Insurance has an excellent training program, and we are happy you agree that we stand by our agents to assist in passing the licensing exam. Sales is both a challenging and rewarding profession, and we continue to help and support our agents throughout their career to overcome those challenges. We are sorry your expectations for your manager fell short, and we would like the opportunity to improve by learning more about the situation. If you would be so kind as to send additional feedback to feedback@combined.com, we would really appreciate it. We wish you much success in your future endeavors.

2.0

Aug 25, 2015

contractor

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

can't think of any pros

Cons

company culture and management style

Combined Insurance Response

10y

Thank you for taking the time to write this review. We are known for having a positive corporate culture that is family-like and recognizes and rewards hard work. We are sorry your expectations of the culture and management style fell short. We would like to have the opportunity to learn from your experience, because we are always trying to improve. If you would be so kind as to send us more feedback at feedback@combined.com, we would really appreciate it. We wish you much success in your future endeavors.

1.0

Aug 24, 2015

the worst

Sales agent

Recommend

CEO approval

Business Outlook

Pros

free trip to chicago.

Cons

bad training. horrible politics. no integrity. asked to do illegal things.

Combined Insurance Response

10y

Thank you for taking the time to review our company. We take the training of our employees very seriously, and we do everything we can to give them the tools they need for success. We are sorry you feel your training fell short of your expectations. We pride ourselves on our solid success in the supplemental insurance industry of over 90 years, which was built by our founder on the principles of instilling in our sales system integrity, a positive mental attitude, and a hard work ethic. We are surprised to hear your strong negative feedback and would like to learn more about what you experienced, so we can improve the situation. If you would be so kind as to contact us at feedback@combined.com, we would certainly appreciate it. We wish you much success in your future endeavors.

Viewing 763 - 765 of 1,021 Reviews

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