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      Combined Insurance

      Engaged Employer

      Combined Insurance reviews

      3.4

      59% would recommend to a friend

      (1,020 total reviews)
      avatar

      Richard Williams

      70% approve of CEO

      62% positive business outlook

      Ratings by demographic groups

      Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,020 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

      Reviews by job title

      1K reviews
      1.0
      Jan 31, 2012

      Company focused on compensation, not the employee or the experience

      Sales agent
      Recommend
      CEO approval
      Business Outlook

      Pros

      You can make your own hours. Lot of training that does provide a lot of knowledge. They provide a per diem for training and take care of the hotel and travel.

      Cons

      Commission Only and training is UNPAID. No benefits until 6 months. Must work long hours and be very persistent to make enough sales. Company does not back you and allows some things to go on that shouldn't. Company culture is set up to make everyone, even your boss, compete against you. Your boss, the TM, probably doesn't do things by the books and a lot are useless. All costs are out of your pocket. Company micromanages and requires a lot of check-ins and calls beyond your hours that you work.

      3.0
      Jan 20, 2011

      Ups and downs.

      Territory manager
      Recommend
      CEO approval
      Business Outlook

      Pros

      Second to none training All materials provided Needs-based selling Semi flexible schedule Good product base Bonus Potential They pick up tab for business trips Good trips to earn

      Cons

      Aggressive pushing from VPs to MDs to TMs to "hit numbers". Lot of hypocriticial action from upper management. Misrepresention!!! Will say they provide leads but the leads are used up "active customers" who are burned up about being contacted so much. Uses leads to "trap" employees but then told to cold call and cold call some more. Will hire up anybody and then expect TMs to train people who should have never been hired. Pay sheets are IMPOSSIBLE to read. Even as a TM, I am uneducated on them. Have heard a number of claims issues. Schedule may be flexible but it's a lot of long hours and weekends. Pay structure is impossible to follow. (expecially for TMs and expecially the new 2011 concept) Seems to have a lot of responsibility for such a small base salary at the management level. As a W2 company, even managers are treated as 1099s. Expected to pay all phone, computer, fax, office supply out of pocket. (was not give a program necessary to do my job and I refuse to pay 200$ out of my pocket for it...Microsoft Office)

      3.0
      Oct 19, 2010

      Sales

      Sales representative
      Recommend
      CEO approval
      Business Outlook

      Pros

      Your pretty much on your own very free

      Cons

      Our customer service is not very good and our turn over is too people don't stay very long 2-3 month and they are gone!

      Viewing 934 - 936 of 1,020 Reviews
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      ReviewsCombined Insurance reviews

      Glassdoor has 1,132 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.