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      Combined Insurance

      Engaged Employer

      Combined Insurance reviews

      3.4

      59% would recommend to a friend

      (1,020 total reviews)
      avatar

      Richard Williams

      70% approve of CEO

      62% positive business outlook

      Ratings by category

      3.8

      Diversity & inclusion

      3.7

      Work/Life balance

      3.5

      Compensation and benefits

      3.4

      Career opportunities

      3.3

      Culture & values

      3.0

      Senior management

      Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,020 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

      Ratings by demographic groups

      Reviews by job title

      1K reviews
      4.0
      Dec 17, 2012

      First time in the Industry. A terrific place to start.

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      I have been with the company over 10 months now and came from a completely different industry. Never in my life did I tell myself or anyone else, "I want a career in sales" let alone as an insurance agent. However, during my time here at Combined I am thankful for those little hinges that swing big doors. I was able to more than triple my income with my previous career in less than a year. The sales model is based on work ethic... if you work, you get paid, no work no pay.

      Cons

      Different areas of the country operate their markets differently. Much of my success was related to my management team, their willingness to help me out, and put me first. Had they not been willing to do so, I would not have made it in this industry and would not have sold over $50k in my first 13 weeks. However, from experience, not all markets operate that way. Although the company does a GREAT job of initial training, their management training needs a overhaul. I was promoted to management and spent 3 1/2 months fumbling through without any management training whatsoever.

      1.0
      Dec 15, 2012

      Not the experience that I thought I would gain

      Sales agent
      Recommend
      CEO approval
      Business Outlook

      Pros

      They provide "leads" meaning you can go exploit their customer base, however these people have been over worked to the bone. The whole PMA philosophy and Mr. Stones principles is a good creed to live by. The quarterly meetings were cool, as you mingled with top agents and got a free and tasty lunch.

      Cons

      The income potential here is not what they make it out to be. The base accident policy is only $15.17 so you can imagine that it will take a lot of sales to make a decent living. Like every sales job, this potential to make money depends on you, however, combined has one way of marketing, DOOR KNOCKING! They do not advertise and the customers base that they give you are not only dried up for sales and have no reason to buy, but they also say things like "I gave 5 referrals to the guy that was here last time". Monday morning meetings in my territory were a joke, we would have to sit through 1 hour long of "good news speakers" of the agents saying how they got their sales but none of it helped me personally. So if you like talking to people about insurance and not being able to build a relationship with them at all this job is for you. Our manager texted us every single sale that the team made as motivation and I would hear him flirt with the women sales people. This job/career was a joke for me and unless you work in a new and poor area, this will be a sinking ship for you too n

      3.0
      Nov 27, 2012

      Combined was a great proving for me for the insurace industry.

      Former sales agent and former sales manager
      Recommend
      CEO approval
      Business Outlook

      Pros

      As a seasoned independant insurance agent i can say combined insurance companies initial sales training is second to none. They stick to a simple sales pitch for the basic type insurance in their product line for the for the type of clients they market to and thier needs. because of the lead "cards" there is pleanty of potential clients to see but it does take the agent to turn on the car ignition if you know what i mean. The lead cards are not true lead cards as the rest of us out here are concerned in th brokers world but the good thing is its "free" people to see and in this economy free is always good try paying $500.00 to $1500.00 a month just to a face that might buy.

      Cons

      A gerat working oganisation works well when the "LEFT HAND KNOWS WHAT THE RIGHT HAND IS DOING" I am reffering to the sales managers and up. There is a differnce between being busy and being effective. Lets face it with all the meeting and confrence calls if we dont manage our time or prioritise correctly we become worn out being busy buy not efficient thats the reason for being burned out and broke. (high turrnover) why do i know this i was the top sales agent company wide ( U.S. life division 1998) with 465 life and disabiliy polocies sold in the 50 wk contest i had to have my ducks in a row. keep it simple build a solid foundation then you can build a great home you can be proud of and it will last we all want to see the fruit of our labor it just feel good and we do what feels good dont we?

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      Glassdoor has 1,132 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.