Old School Bank Slow to Embrace Change
Pros
-Culture good overall, great reputation as a bank, and co-workers seem to be ethical overall -Not a whole lot of pressure to sell products like other larger banks -Very conservative -Bank has been around for 150 years -Lots of opportunities to move up
Cons
-Still uses tons of paper for everything -They seriously need e-signature pads for signing signature cards and loan docs -You spend hours doing maintenance and redundant pushing of paperwork tasks that takes away from time you could be calling customers or out in the field prospecting potential customers -The bank is very conservative so if you work at a branch in a blighted neighborhood it is very hard to get loans and credit card applications approved (you get most of your incentive bonuses for HELOCS, HEILS, RLOCS, and Credit cards, so this important) -An outside consulting firm needs to seriously go undercover and see whats going on: There are lots of people who need to be fired for inappropriate comments, being lazy, and jobs that are seriously useless such as CRF and the people you call just to close out a debit card for fraud (the personal bankers could do this task in the time it takes waiting on hold to speak to a representative). -There is not enough room to write all of the cons, and I seriously wonder if Mr. Kemper even cares.