Pros
Health benefits and forma wallets.
Cons
Affirm became an unmitigated disaster after the layoffs. This is a great company if you enjoy having a workload suitable for 4 people. Backstabbing and toxicity is the new norm as SLT has destroyed the company culture. Constant reorganizations (talent is fleeing) make it impossible to get into a flow considering your role changes every 6 months whether you want it to or not. Every time there is churn in leadership, someone new comes in to impose their vision and completely upend everything. Rinse and repeat. There is no upward mobility at Affirm. You will be siloed into your role and be prepared for your salary to remain unchanged. Your starting pay will most likely be what you make your entire stay at Affirm as raises are only given with promotions, and spoiler: you will never be promoted unless you are in the 'in crowd' as promotions come with a heavy dose of favoritism. Cross-functional work was a nightmare as each org is completely siloed and information is gatekept. Some teams and leadership have no accountability and do whatever they can to outsource their responsibility to other teams. The atmosphere was absolutely abysmal and everyone was afraid to say anything due to fear of losing their position.