Incapable leadership from the top all the way down. The COO and CIO being the worst as they can barely spell Axiom or turn their own computers on. They brought in their cronies from other larger banks (in which they were all failures at) and ruined an already struggling bank. Bravo. An 8 year old kid knows financial business 101 better than these guys. I would never trust them with anyone's money. They know how to spend it and that's it. Add to that, the incredibly toxic work environment which stems from the narcissistic, egotistical and incompetent leadership. Avoid them as both an employer and a bank. Though they may not be around much longer to be either.