Pros
income potential can be well over 6 figures get to hear interesting life stories of Seniors can really help people with the insurance products very easy to keep business going after the first year or two (if you make it that far...) potential client base is growing as baby boomers retire
Cons
very slow to start and if you do not have 6 months of money for bills set aside before you start you will worry about money too much told I would not have to cold call during interview but that is almost all you do to set appointments for the first year. The leads they provide new agents are usually "aged" meaning that they are months old and no one has gotten in touch with them yet (meaning you probably won't either). while you are an "independent contractor" who can work as much or as little as you want, the pressure is there to make it a full time 50+ hour week job for the first year tremendous turnover in new agents due to being misled during interviews or lack of sales in first few months