Pros
The managers are always available. The training goes beyond any other private company I have seen. If you can survive 545 days with minimum pay at long intervals, then I have been told this is a great place to work. They do not force you to come in during blizzards.
Cons
*You are commissioned based from the start. This includes the 1 week of training you are forced to take with no opportunity to make a commission. *You book all of your own appointments with no assistance from veteran agents. *Veteran agents go with you on the appointments and you split your commission with him / her. That person then gains the person you spent hours to make a sale with as a client. *Much of your work is to feed the veteran agents. *Unless you have an existing customer base, or a strong presence in the community, you will go hungry, you will go on welfare, and you will wonder why you're working 40+ hours and are on welfare. *If you don't succeed in 90 days, they treat it as though it is all your fault for not being 'out there more.' *You have to be a machine and put any consideration for your elders aside in order to book appointments.