Great job, no degree necessary - Customer Service Representative Bread Financial Employee Review

5.0
Mar 16, 2023
Recommend
CEO approval
Business Outlook

Pros

You don’t need a college degree to earn at least $18 per hour AND have great benefits, including a 401k. As such, it’s a great place to start your career, especially if you aren’t planning on obtaining a degree.

Cons

Even with all the support in the world, people who crumble when they’re under stress likely won’t do well here.

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Bread Financial Response
3y
We love hearing from our newer associates! You are correct that we offer many great opportunities that do not require a degree and you can receive competitive wages along with great benefits! Customer Service is a tough role, and we recognize that and greatly appreciate the work that is done!

Explore other reviews about Bread Financial

5.0
Jul 8, 2026
Recommend
CEO approval
Business Outlook

Pros

Good job stability and healthy work life balance and flexible working arrangements.

Cons

Lower Compensation and annual performance hikes often lag behind.

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Bread Financial Response
6d
Thank you for the review. We appreciate your positive comments regarding work life balance and flexibility as we try to make that a priority for our associates and their well-being. We also understand your concerns regarding compensation and will take that feedback to improve the associate experience for all. We thank you for your 3 years of contribution to the organization and wish you the best.
1.0
Jul 7, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

There are some really great and knowledgeable people to work with and learn from and most...most are cooperative and helpful. I DID have a few wonderful supervisors who really helped me learn and progress

Cons

The previous post couldn't have said it better. Leadership is completely out of touch and does little to help anyone and is there to serve correctives. And once you hit one like that and you don't mesh..they will look for ways to get people out that they seem a threat..bc they ARE helpful.

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Bread Financial Response
6d
Thank you for taking the time to leave a review with us. We understand your frustrations and we appreciate you letting us hear about your experience. We'll be sure to relay your feedback with the appropriate leadership as we strive to improve the associate experience for all. We thank you for your 10 years of contribution to the company and wish you all the best in your future endeavors.
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