Pros
Easy to move up if you are the top performer. Co-workers are great in the retail bank, most Managers, Financial Advisors, and Mortgage Officers are great to work with. Benefits and 401k match. Employee discounts from other venders (AT&T etc.)
Cons
Once you move up so much, the chances of getting promoted again are far less. All business bankers report to one regional manager for business banking. They aren't leaving and it is a very competitive position to get, competing against the best of the best (or those who got lucky). Some branch managers think you are an employee, they also know you have it easier and make more money so some tend to hold grudges. I had one BM that sucked and everyone hated her, even all the partners (Bus, MTG, FA, etc). Over the years bonuses and commissions kept going down. All the improvements meant just keeping up with last year versus getting more money since we are closing more loans and accounts. Went from a 6 figure job to a lot less. Eventually it became a burn out job. Personal Banker Turnover is high, once you train effective Personal bankers to help you, they get promoted and it starts all over again.