Pros
Being that Citi is such a large organization, I sat on a floor with people from 3 different business groups however everyone was very friendly and welcoming. The culture in the organization is great. management is very helpful and are great in the mentoring process for junior employees. The compensation is on par with most other organization but it has a better work / life balance than most organizations. The work is is fairly easy to learn in a short amount of time and management will not micromanage once junior employees have learned how to do the job efficiently and successfully.
Cons
The most significant downside of Citi is how far behind the organization is in technology. Far too much time is wasted performing work that could be easily generated by a computer if historical information could be logged in to an efficient record keeping system. Sometimes the work can be a little too easy and seem like busy work. The work of an analyst is fairly easy to master but it takes a long tome to get promoted to credit officer. Citi seems like a huge puzzle but all the pieces that Sandy Weill acquired in the nineties do not figure together very well.