Pros
Branch staff are under appreciated and awesome! Autonomy (no one is micromanaging)
Cons
Do you enjoy spending hours trying to navigate the confusing onboarding process with no help, while clueless management hounds you for sales numbers?! That's about it so far. If you're a financial adviser and are relatively happy where you are, don't move!! Trying to bring a book of business over is a nightmare. Of course, getting a book of business from Citizens (which you'll be promised to entice you to the role) is even worse. They'll lure you in with talk of a book of business, a partnership, a great branch, etc., and then that'll "fall through" and you'll suddenly find yourself assigned to branches that are very far away, in crappy areas, etc.