Pros
The executive team, especially Ken Lin, cares about building things that improve the lives of the 99%. They also care about employees in a way that I haven’t seen anywhere else in tech. Ask anyone who worked at Credit Karma through the pandemic. Most of compensation is rewarded in equity, which means your income increases a lot after your one year cliff and after stacking a few grants over a handful of years. Great place to apply unique skills and expertise because fintech is slower to adopt all the latest bells and whistles of the tech world (re: security).
Cons
This isn’t a company that “moves fast and breaks things.” We are dealing with over 110mm americans’ most sensitive information. Having robust security and a respect for consumer financial protection law means that it’s slower to make changes here than at a food delivery startup. Very rigid about location. You pretty much need to live in Bay Area or Charlotte, NC to work here, with a handful of exceptions (the more technical people tend to get location exceptions).