Pros
Nothing comes to my mind.
Cons
Management is incompetent and make decisions based on favoritism and/or ego. It is a "Do as I say, not as I do" environment with no support. They only reach out to you when you've done something wrong to threaten you or yell at you. Never reach out for anything positive. They're always finding ways to cheat you out of commission. A good amount of your pay is "discretionary" based on the division president. So if he doesn't like you, you'll lose portion a portion of your bonus which is usually thousands. There is no accountability for those agents who don't do their work properly and the good agents end up picking up the paper workload (such as reports) that the other agents are doing, allowing your sales to suffer...but if its not done, management is yelling at you. Overall, bad morale, no motivation from management to excel. Stay away!