Pros
The freedom to work your own hours. The cell phone discount. Pretty good training for the Series 7 and 66.
Cons
Starting from ZERO accounts and trying to build a book of business by going door-to-door dressed like a Jehovah's Witness is extremely inefficient. Their business plan is to hire as many FAs as possible, hope they open a few accounts, and then fire them for not meeting performance expectations and transfer their accounts to those who have "made it". The few FAs who are successful usually rely on getting friends and family members to invest with them in order to get their business going. The company culture is very Kool-Aid-ish. They send you to the home office for rah-rah training and hold regional meetings to try and motivate you to sell. They say all you need to do is follow the "recipe", which is make 25 contacts a day--what a joke. Working from home also sucks--its hard to seem credible when you tell a prospect you work out of your kitchen.