Pros
Independence beyond reasonableness, ability to self-market and create your own practice, only annuity products in the businesses worth the paper they are written on. If you work with the right advisor, you’ll learn more than anywhere else. Some advisors hire large numbers and want them to fail.
Cons
Awful management, no desire to understand your journey as an advisor, no desire to offer assistance. The company will make you pay thousands of dollars a month to use their proprietary technology including their computer. Nothing is included as an employee. The worst compensation structure in the industry and the worst performance metrics system to boot. The advisors are predatory and not friendly. The office management will meet your family and refuse to speak to you if you resign. They will take your family’s assets and your money with no problem. They impose a 3 year vest on the 401k, with only about 5% of advisors ever reaching that mark. They cold call numbers on do not call lists and bypass the DNC lists with their call systems.