Customers Valued Over Employees/Movement Promises Break - Collections Representative Exeter Finance Employee Review

2.0
Jun 21, 2016
Recommend
CEO approval
Business Outlook

Pros

Higher pay rate with great benefits and 401k. Small teams of no more than 10 employees to every supervisor. Good bonuses based on monthly performance. Attendance rules give wiggle room for life to happen.

Cons

It's collections. On car payments. So of course it's not rainbows and butterflies. However, when abusive customers happen they can push a person to points of post traumatic stress, anxiety attacks, and more, causing the agent to hang up and end the situation. When this happens to an agent, there is no sympathy on the agent or a penalty on the customer. The customer continues to be worked with where possible and gets told "So sorry that happened to you." In the meantime, the company's zero tolerance policy on hanging up on a customer (accidental or otherwise) gives no room for understanding or empathy. The employee is terminated with no chance to dispute why they should be allowed to stay. Agents are often told they have chances to move up as long as they keep their stats and attendance in order. However, often there was office politics where a supervisor singled out other agents that would be perfect for their open position but didn't like their personality or think they would be friends. Also, positions would be given to temps, temps would not receive proper training, and the temps would later be fired or never fully hired on as promised. Temps did not have access to health benefits and more until they were fully hired on, so there was much frustration on their side. Hired on agents who wanted the position temps were being hired for were told they had to essentially quit, locate the right temp agency, and hope they were chosen for the position. This would of course cause lack of income and a major risk at not being chosen if they decided to do so. There was also a risk of not being considered eligible for rehire. Movement between the two departments of Funding and Loan Servicing was an option only from Loan Servicing and rare at that. If agents in the Funding department wanted to move to Loan Servicing, it was not an option.

Explore other reviews about Exeter Finance

5.0
May 27, 2026
Recommend
CEO approval
Business Outlook

Pros

Low turnover. Management is great. PTO time.

Cons

Late hours. I’d prefer getting off a little earlier daily to allow time with my family.

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Exeter Finance Response
1mo
Thanks for the thoughtful feedback — we really appreciate it. We’re glad to hear the support from management and the team has made a positive impact during your time here. We also appreciate the honest insight around scheduling and family time, and we’ll continue working to create the best experience possible for our employees. Thanks for being part of Exeter!
3.0
Jun 10, 2026
Recommend
CEO approval
Business Outlook

Pros

Work from home The ability to work independently Ability to grow within the company

Cons

Workload sometimes was not evenly dispersed System issues causing delays with completing the job

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Exeter Finance Response
4w
It sounds like you got to experience a lot of what makes Exeter a great place to work — flexibility, trust, and the chance to grow your career. We appreciate the real-world perspective on workload distribution and system challenges. The people doing the work every day often have the best view of where improvements can make the biggest impact. Thanks for sharing your experience with us, and we wish you all the best moving forward.
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