Pros
You have the ability to learn a lot. There is plenty of training and complimentary PLI webinars. There is good team-work once you are assigned to an exam. The benefits are good. Once you work 9 hours per day, there are summer flex days on Fridays from Memorial Day until the end of August. This means on a biweekly basis you will have a Friday off for a 3-day weekend which is awesome in the summer.
Cons
The bureaucracy is stunning. The Directors each have their own process so there is no uniformity across risk reviews. This means that you can be assigned to the same risk review over and over again, but if the Director is different you must learn THEIR way. Salary increases are generally in the 1-2% raise. You will be worked like a field mule. Before you complete the extensive documentation of your exam findings, you are assigned in rapid fire to new exams. Each time you are assigned to an out-of-state exam, you must fill out a separate timesheet. If you are assigned to 6 out-of-state exams (based in NY), you will have 6 W-2 forms to complete in order to file your tax return. The turnover in both Sales Practice and Risk Oversight is high. The reason is that if you are considered staff you really don't have a voice. Management does not care about the high attrition rate and just keeps bringing in new bodies.