This industry is extremely competitive. Tons of other competitors at a local and national level. Great for those who have many connections in their community already. Expected to retain business but their comp plan is more focused on new business. The prospects are open to all employees as long as there has been over two weeks since last contact. I find this rule can effect working relationships and team selling but it also does allow for more prospects to be touched more frequently. However, this is the first job I have had where the only friend I have in the company was in my training and is hours away.