Pros
1. Company uses cutting-edge technology and provides outstanding support for their field representatives. 2. Underwriters are allowed a high level of authority and have a great deal of autonomy to mold their territory 3. Management listens to ideas and implements changes, while still keeping their long-term focus. 4. Company still has a huge amount of growth potential, and their private ownership, combined with excellent performance gives them the financial ability to implement growth initiatives. 5. Aggressive growth initiatives but company is fair and smart about how they approach new opportunities.
Cons
1. California-based company that sometimes makes too many decisions based on CA market, rather than nation as a whole. Although, they continue to get better in this regard. 2. Constant changes in technology and processing. Typical of a growing company.