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Liberty Mutual Insurance

Engaged Employer

Liberty Mutual is Bad for Surviving Spouses - Senior Claims Adjuster Liberty Mutual Insurance Employee Review

2.0
Oct 16, 2023
Recommend
CEO approval
Business Outlook

Pros

There is a service termed Survivor Support Services that purportedly assists spouses in the event an employee passes away. They planted some trees in my husband's memory.

Cons

No, I was not an employee, but my husband was. The Survivor Support Services are a sham. They assist Liberty Mutual in wrapping things up on their end. Hope that you don't die while you are an employee at Liberty Mutual if you even somewhat like your spouse. Liberty Mutual is a very large company and contracts out for a lot of services. Survivor Support Services is the case. It sounds good in the beginning when you find out about these services, but things start unraveling after that. You are assigned a case worker. However, the standards are really low for their performance. My case worker informed me about all the entities that would be contacting me about different aspects of managing my husband's affairs. Fortunately, I wrote as much down as I could during our conversation. She told me she would send an email that summarized our conversation. I did not receive it and I contacted her about 2 weeks later to see what the status was. She did not get back to me. I eventually received that email one month after our conversation. More later. Because Liberty Mutual is a very large company and contracts with a lot of vendors, you are left to deal with multiple organizations, each with their own quirks. Some are more horrible than others.   Case in point, I was informed that I would be receiving a W-9 for my husband's last paycheck. However, I have yet to receive it and have been chasing down how to get a W-9 and where to send it for about 4 months. No one knows anything about it and I am given random numbers to call and random numbers to fax the form or an email to send the form. Do you really think I'm going to send a form with my sensitive information to some unknown person or source? What is worse is that HR services, Talent Services, are only available 3 days a week and only from 11 AM - 3PM EST. Not all widows are retired. There is also a lot of administrative work that needs to be done for months by the surviving spouse. It is not always easy to fit calls into this window. I tried calling my 'case worker' for some assistance, but she did not return my call. I didn't even bother contacting her again based on her lackluster performance as a case worker. There are many other things, but I will give one more example. We were Liberty Mutual customers for multiple *decades*. My husband coincidentally got a job at Liberty Mutual. It was convenient having our insurance premiums deducted from his paychecks. Unfortunately, when someone dies there is nothing in the system that addresses this arrangement. I was not receiving any insurance bills and was becoming concerned, and I didn't want to lose my home and car insurance. There aren't any agents but there is a number to call. The agent I talked to was really very helpful and explained the system of payroll deductions. She saw that the button was still toggled to have premiums payroll deducted. She toggled it to having payroll deductions discontinued. She explained that I would be getting a large bill for the premiums in arrears. She helped me set up my payment system where I could pay a small amount one month to defray from the larger amount that would be billed in the subsequent month. Things did not go according to plan. I have e-billing and the initial bill went according to plan but the premiums in arrears came due and it was right away. The deadline had changed online, and I didn't have a paper statement indicating the payment due and the previous deadline for that payment. I still had not received my husband's death certificate that I needed to receive the life insurance payment. My father-in-law had given me some money to get through the period after my husband's death and I was fortunately in a position to pay that bill. Others may not be as fortunate. My husband liked working for Liberty Mutual and had hoped to retire there. He would be disgusted had he known about how I would be treated by his company after he was killed in an accident.

Explore other reviews about Liberty Mutual Insurance

5.0
Feb 12, 2026
Recommend
CEO approval
Business Outlook

Pros

* Good management/communication with management * Good benefits * Good work-life balance

Cons

* Salary is relatively uncompetitive measured against experience

1.0
Jul 1, 2026
Recommend
CEO approval
Business Outlook

Pros

The brief period under our former Regional General Attorney proved the company is capable of creating an outstanding culture when it prioritizes leadership over metrics.

Cons

As an attorney, I’ve worked under several leadership teams at Liberty Mutual, and for years the company never seemed to understand why attorneys were leaving. At one point, they even gave us a 7% raise across the board to bring our pay up since it was so low compared to other insurance companies, seemingly believing that more money was the answer. It wasn’t. People still left. Then we got a new Regional General Attorney, and for the first time, Liberty Mutual got it right. She didn’t retain people because of compensation—she retained people because of leadership. She took the time to get to know every attorney. She mentored anyone who asked. She made herself available, no matter how busy she was. Most importantly, she made people feel like actual people instead of production numbers. For the first time in my career here, it felt like someone in leadership genuinely cared about us, understood what we dealt with, and gave attorneys a voice. People stopped talking about leaving. They weren’t staying because of the paycheck, they were staying because they finally wanted to work for their leader. Unfortunately, that only lasted about a year. As soon as she left, it felt like the culture immediately reverted to what it had always been. Managers are once again talking down to attorneys instead of leading them. They vent their own frustrations to us instead of supporting us. Caseloads continue to grow, quality takes a back seat to metrics, and there is little to no meaningful opportunity for growth. The saddest part is that Liberty Mutual had proof that a different culture worked. They saw firsthand that people don’t stay because of a 7% raise—they stay because they feel respected, supported, and valued. Yet somehow that lesson was lost. Today, many attorneys are interviewing elsewhere, myself included. Several of the best attorneys I know are leaving because we no longer believe things will improve. The company didn’t just lose an exceptional Regional General Attorney, it lost the trust and optimism she created. It’s incredibly disappointing to watch. For one brief year, Liberty Mutual showed us what this legal department could become. Then it all disappeared. I’ll be joining many of my colleagues in moving on, and that’s unfortunate because this didn’t have to happen.

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