Great people, bad employer. - Loan Officer OneMain Financial Employee Review

2.0
Oct 14, 2019
Recommend
CEO approval
Business Outlook

Pros

Moderate health Benefits, great staff.

Cons

Unachievable bonus structure, expecting you to sell a majority of all unsecured loans written at state maximum. They dock your bonus for being more than one loan unit off the ridiculous goals, they also take even more away when customers who historically don’t pay, don’t pay. You work two weekends each month, and three or more in November, and June. You have no approval authority and no autonomy. The management structure allows for minimal advancement- there are no sidesteps to corporate or remote offices unless you live near a call center, or corporate HQ. In the grand scheme of things you aren’t a person, you are your numbers. They structure the approval process in a deceptive way- and make bonuses emphasize secured loans- only offering secured products to a large percentage of customers- typically doubling their payment and rate. And they expect you to sell it. They talk work life balance, but it’s all just talk.

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OneMain Financial Response
6y
Thank you for your review. We understand work life balance is personal for each individual and encourage our team members to discuss concerns with their direct managers or HR Business Partner. You may also send questions to hrsocialmedia@omf.com. -AS

Explore other reviews about OneMain Financial

5.0
May 5, 2026
Recommend
CEO approval
Business Outlook

Pros

Collaborative work environment, hybrid schedule, great leadership

Cons

None so far this year

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OneMain Financial Response
2mo
Thank you for sharing. We are happy to hear about your positive experience.
1.0
May 19, 2026
Recommend
CEO approval
Business Outlook

Pros

Your peers. I have a great group of co-workers though multiple have left because of HORRIBLE direct management in the AM department.

Cons

Low hourly pay. Tricky incentives. Shark like environment. Terrible and I mean TERRIBLE managers. Favoritism runs rampant at this place and goes unchecked. Lazy, incompetent department manager makes up his own rules (you MUST use your break time to go the bathroom) which goes endorsed by his superiors and HR. Reward people who live at that place and work insane OT hours because of the low pay, but crap on people working the normal amount of hours because you’re based on the “average”. Truly one of the worst management staffs I have ever seen coupled with lackadaisical training and one of the dumbest rules I’ve ever heard of…you must be at One Main for ONE ENTIRE YEAR before you can transfer out of the department or move up. Trust me when I say run as far away as you can from this place.

1
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OneMain Financial Response
1mo
Thank you for sharing your feedback. We're committed to fostering a positive and transparent workplace and value our team members input. If you'd like to provide additional details, please feel free to reach out to HR for review.
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