Pros
Majority of employees are inspired by the vision to democratize financial services for the underserved. Flexible work arrangements and good benefits.
Cons
Very political - promotions and opportunities are given to the well connected and well known rather than the most qualified. Extremely slow moving - Company can’t seem to get out of their own way. Poor organizational design and lack of strategy makes it impossible to get anything done. Everyday is a constant struggle to get simple things done. Poor leadership and management - Leaders lack expertise in organizational design and strategy so instead spend most of their time micromanaging technical decisions and creating time consuming operational rhythms and unproductive meetings. Makes it impossible to empower SME’s and product teams to innovate. Product and engineering instead spend most of their time catching up with innovative solutions from competitors or tech debt.