They are definition of micro-management. - Anonymous employee Preferred Credit Employee Review

1.0
Nov 5, 2018
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

The only pro I can think of is there are some good people there.

Cons

PCI has a large list of values and will tell you they have a mission statement they live by but it's all just on paper. They treat everyone like they are 16 and it's their first job. The amount of micro managing is over the top. Many times it left me speechless and amazed their employees put up with the treatment. No one speaks up in meetings or goes to upper management for fear of retaliation from them. This is not a company for women. They are still governed by the good ole boy network of the St Cloud area. The benefits are below average and their HR staff does not fully understand them. When I asked about them during the negotiation of the job offer, I was lied to and mislead.

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5.0
Oct 1, 2025
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Good experience for bilingual individuals.

Cons

None that I can think of.

3.0
Sep 6, 2025
Recommend
CEO approval
Business Outlook

Pros

Learned new skills assisting dealers get financing for their clients purchasing households. Reviewed and provided guidance on dealers' portfolios.

Cons

At this employer, I found the organizational culture leaned toward high levels of internal conflict and miscommunication, which made it a challenging work environment. I learned a lot from that experience about the importance of clear expectations, constructive communication, and leadership that sets the tone for collaboration. That’s why I now really value workplaces where professionalism, teamwork, and mutual respect are prioritized.

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Preferred Credit Response
9mo
PCI prides ourselves on being an employer of choice and we're sorry to hear that you're unhappy with your employment experience. Thank you for providing your feedback. If you wish to discuss your experience further, please contact our HR team.
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