Turnover is VERY high as new hires have an extreme disadvantage. Senior reps will admit that the best way to make money is to wait for people to quit and then you acquire their accounts. If you can can tough out a hostile, unprofessional work environment with immature co-workers long enough (depending which branch you work in), you may reap these benefits. (If you report inappropriate behavior to HR, they WILL retaliate, so make sure you know a good lawyer if you’re seeking to report them as this is illegal). Every territory has the same quota, regardless if you have cowtown or a large city. It’s hard to gain new business at first in your territory if it was empty prior to your start date due to the fact that senior reps will have cherry picked the good accounts. You are NOT allowed to set appointments with net new business nor current accounts in your territory if senior reps are currently working on them. Even a year into working at Stewart, I was setting appointments with new businesses only to find out that the senior reps were currently quoting these companies and I was not allowed in there.