Fantastic benefits, but inconsistent SR goals, management communication - Customer Service Representative (CSR) TD Employee Review

4.0
Feb 22, 2023
Recommend
CEO approval
Business Outlook

Pros

Great benefits, probably the best PTO available at any nationwide bank. Retirement plan is matched, employee bank account perk is extremely useful. Coworkers varied, but you get out what you put in, like any work environment. Training is good, but can't compensate for what you learn on the floor, so communicate clearly and learn quickly, and you'll have more good days than bad.

Cons

The higher up the corporate ladder, the more impersonal and inconsistent management gets. Turn over is high, and despite encouraging a message of "doing the right thing" for the customer, they are like any other bank and are concerned with sales revenue, even rewarding SR fraud until it needs to be addressed. SR goals are inconsistently set by region/store and therefore bonuses are awarded to those who exceed their percentage goal instead of volume. One HELOC application approval will exceed someone else's SR goal and output regardless of what they do, and are get told to do better.

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1.0
Jul 7, 2026
Recommend
CEO approval
Business Outlook

Pros

Wish there was some to share.

Cons

Working in Talent Acquisition here was one of the most frustrating experiences of my career. The culture felt incredibly toxic, with management frequently creating an environment where employees’ concerns were dismissed or reframed in a way that made them question their own experiences. Communication lacked transparency, expectations changed constantly, and support from leadership was minimal. Hiring decisions often felt inconsistent, with factors outside of merit seemingly carrying more weight than skills and qualifications. As someone in TA, that made it difficult to feel confident in the integrity of the recruitment process. Management created a culture of fear rather than collaboration. Feedback was rarely constructive, accountability was one-sided, and employee well-being did not appear to be a priority. Morale was consistently low, turnover was high, and it was difficult to see a path for growth.

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