Pros
The pay is better than a handful of their direct competitors in sub prime lending. The benefits are good as well.
Cons
Long hours. You get fired if you don't agree to relocate for your first promotion that could be 6 plus hours away from home. They make you sign a contract for your relocation bonus and put you under a 2 year non compete clause. That's 2 years that you can't work for another loan/ sales finance company within a 75 mile radius of any office you worked at. Supervisors can be very inconsiderate by expecting you to field call alone in dangerous areas or in poor conditions like snow. They rarely let you use all of your vacation days. They have been known to cancel them last minute even when people had rooms and flights booked. They look at you as a number. Interest rates are very high. You're expected to push to sell these loans to people that can get a loan at their bank or credit union as well as the people who have riskier credit.