No central source of information. Often long-term employees in back office and management act as gatekeepers of certain information & task. This makes it difficult for branch staff to obtain the right answers for customers the first time and to set service expectations. The outdated technology/tools at our disposal make even simple task labor-intensive and prone to errors. The branches are full of hard workers, but they can be demotivated by changes implemented by the back-office with no regard to how it affects staff and customers. It also takes forever to fill empty positions.