Owner's incentive is to run out the clock after becoming a Merger Partner
Pros
Large database of resources and education tools. Gallagher grows primarily through acquiring small businesses. The takeover of a small company is pretty transparent to the small company's employees.
Cons
Medical Benefits are embarrassing. There are 9,000 employees all over the nation - number of different medical plans to choose from? One. That one plan - $600 IN NETWORK deductible and 80% Coinsurance IN NETWORK after that. One employee had a baby costing $8,000 out-of-pocket. If you work for a small company that gets acquired by Gallagher, the incentive is for the owners of the small company (now employees of Gallagher) to manage a certain level of growth and profitability for 3 years until they get another payout after 36 months. It's possible for the mindset of the small business owners to change from entrepreneurial visionaries to corporate tools handing out Gallagher edicts as employee morale decreases by the month.
